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Need an appraisal in Maryland, Washington DC or Northern Virginia?
Check out the top reasons homeowners use M.C. Appraisals, Inc. (410) 827-0771:
- Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
- Challenge a property tax assessment
- To cut a mortgage payment by removing PMI
- Reinstate their Home Equity Line of Credit (HELOC)
- Verify another appraiser's report
- In the case of a divorce in the state of Maryland, when property needs to be divided
- To settle an estate in Maryland by determining the true market value of the real estate in question
We at M.C. Appraisals, Inc. (410) 827-0771 understand the unique needs of a customer after appraisal services. Our customary business clients are used to the appraisal process and the usual "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at M.C. Appraisals, Inc. (410) 827-0771, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close to yours. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from M.C. Appraisals, Inc. (410) 827-0771 is your strongest weapon when contesting your property tax assessment.
Appraisals to remove PMIA fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At M.C. Appraisals, Inc. (410) 827-0771, we're experienced in helping folks just like you delete unnecessary PMI insurance.
Was your HELOC recently frozen?If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unsuitable from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from M.C. Appraisals, Inc. (410) 827-0771 can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you would wish to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.
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