M.C. Appraisals, Inc. provides honest and ethical appraisals for Calvert County

M.C. Appraisals, Inc. maintains the utmost professional ethics

Appraising is a profession, and appraisers are professionals. Requirements to become a licensed appraiser have become more difficult than ever in the past. That's why it goes without question these days that real estate appraisal can definitely be considered a profession as opposed to a trade. As with any profession we have a strict ethical code.

We have quite a few responsibilities as appraisers, but our main duty is to our clients. More often than not, for a regular residential appraisal, the appraiser's client is the lender ordering the appraisal, and often the appraisal is ordered by a third party the lender has contracted in order to maintain independence. Thereon, appraisers are typically restricted to only disclosing their findings to their clients, so as a homeowner, if you want to review the appraisal document, you normally should obtain it from your lender instead of the appraiser.

Other responsibilities include accurate figures appropriate to the nature of the report, attaining and sustaining a certain level of competency and education, and naturally, the appraiser must bear a professional demeanor. Here at M.C. Appraisals, Inc., we take these ethical responsibilities very to heart.

Appraisers may often have fiduciary obligations to third parties, such as homeowners, both buyers and sellers, or others. Those third parties normally are spelled out in the appraisal assignment itself. An appraiser's fiduciary duty is limited to those third parties who the appraiser knows, based on the scope of work or other things in the framework of the order.

M.C. Appraisals, Inc. has worked hard for its reputation for producing appraisals with the highest of ethics. Contact us today to learn more.


Appraisers also have duties outside of boundaries of with whom we share information For example, appraisers must keep their work files for a minimum of five years - at M.C. Appraisals, Inc. you can rest assured that we abide by that rule.

We require the highest professional integrity possible from ourselves. Doing assignments where our fee is dependent on our value conclusion is never an option. That means we don't agree to do an appraisal report and collect payment on the contingency of the loan closing. Anyone should be able to see that inflating a value to achieve essentially a higher paycheck is unethical! This isn't how we operate.

Finally, the Uniform Standards of Professional Appraisal Practice explicitly defines a violation in ethics as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We follow these rules to the letter which means you can be confident we are going above and beyond to get you an accurate home or property value.

As soon as you engage M.C. Appraisals, Inc., we'll make sure you're getting the professional service you deserve along with the principles we're known for.